If you are looking to get a credit card that offers you great rewards and is easy to use then the CITI Simplicity credit card is a good choice for you. This is one of the newer credit cards from Citibank and it offers you many benefits and perks. The credit card offers you low interest rates as well as cash back for many of your purchases. It also provides you with extra protection with several different plans including emergency phone support and travel insurance. You can also get extra perks with this card including airline miles and rental car discounts. Here is what you need to know about this new credit card.
The CITI Simplicity credit card offers you a fairly decent cash back bonus. This bonus will earn you between two and five percent cash back depending on the type of credit card that you have. There are a couple of different types of cards that offer this type of cash back rewards program. You can find these at most places that sell personal items and gift certificates.
This cash back will come in handy when you need some extra cash. You can easily take advantage of this with the cash back plans that are offered with this credit card. There are a couple different payment options that you can choose from with this card. You can pay by the month, pay all in one payment, or pay the balance each month. This allows you to make sure that you get your money, even if it is a little bit slower than expected.
If you want to apply for a CITI Simplicity credit card you need to be aware of a couple of things. First, you should always shop around to find out the different terms and conditions for any credit cards that you are interested in. Some cards require that you pay off your entire balance each month. Other cards only require that you pay the minimum payment required on your card. Be sure to know about all of the different fees and charges that are associated with the card that you are interested in applying for.
Also, be sure to read all of the fine print on the CITI Simplicity credit card before you apply. Make sure that you understand what the terms and conditions of the card are. This will save you a lot of time, heartache, and money when you are finished applying. This card offers a very low percentage rate and it looks like a good deal. The catch is that you are not actually allowed to spend the money that you receive this way. There may also be an annual fee associated with this credit card.
One thing that you should be aware of with the CITI Simplicity credit card is that there are going . . . . . . to be many late fees involved. These will cost you a lot of money over time. Most people will just accept this without question. However, if you have less than stellar credit you will end up paying much more money in the long run. Also make sure to watch out for travel related expenses. Some airlines will charge skycap as a service and that will end up costing you much more than if you just paid your airfare.