Capital One Credit Card Number is one of the cards provided by Capital One to its cardholders. The card is issued by BankFirst Bank, a division of Citibank, which is a member of the Maryland Federal Reserve. The Company offers both the standard credit card and a rewards card. The rewards card gives an account holder a credit amount based on a percentage determined by him or her, with corresponding fees. The credit limit of the account is equal to the cash deposit in the account.
Capital One Credit Card Number was created for the purpose of helping people meet their financial obligations, including purchases made at stores, gas stations, grocery stores, department stores, hotels, drugstores, and online transactions. It is intended for individuals who cannot qualify for regular credit cards because of poor credit history, bankruptcies, foreclosures, or IRS liens. The company is committed to offering competitive credit card rates and terms. If you have an account with the bank, you may avail of special rates and offers, or if you apply online, you can choose between different cards that will be suitable to your individual needs.
The Capital One Credit Card Number program was developed to reward both current card holders and new card holders alike. The card is accepted at more than 800 establishments around the country, including petrol stations, shops, restaurants, offices, and other retail outlets. A cardholder may use the card for online purchases as well as at any of the participating locations where the card is accepted, including selected gas stations and restaurants. Cards are delivered to the card holder's address or business address. However, some cards come with an additional service, which is referred to as an 'after promo' service, wherein customers are invited to enjoy an up to 50% discount off select items. Certain gas station chains also offer coupons that can be redeemed for free items.
Cards earn the user points and when these points are maxed out, one can redeem them for cash or other prizes. There is a cap on the number of points that can be accumulated. The number of points that can be redeemed depends on the card holder's account status. For example, if the card holder is a frequent shopper, he or she may be able to accumulate a higher number of points. Some cards only pay back a certain percentage of the total purchase price after a certain period of time. Other cards may not pay back any interest.
The Capital One Credit Card Number allows cardholders to purchase items at major retailers for use at their homes. One advantage of this feature is that purchases can be made without having to leave the house. Cardholders can also avail of the benefit of earning credits towards future purchases. The credit limit for purchases, cash advances and rebates are based on the credit card holder's ability to pay, depending on his or her billing cycle. Certain merchants may also provide discounts on products for cardholders who meet their minimum purchasing requirements.
If you have doubts about applying for a Capital One Credit Card, it is advisable that you read the terms and conditions provided on the card's website before making a purchase. This will ensure that you do not fall into any scam. Remember, all purchases you make using your credit card should be made with your own money. Do not use a credit card that you obtained over the Internet or with a company that does not have its own website.