CITI Diamond Preferred Card allows the user to make rewards on expenditures made with the plastic card. The credit limit is fixed at a certain amount, hence if you are planning to purchase something and the credit limit is low then you should reserve the amount before you buy it. It is not recommended for those people who often use their cards. If you have a low spending habit then this card is not the best choice for you. CITI Diamond Preferred Card is meant for those people who want to make good business with credit cards.
When you receive your card, be sure to read the terms and conditions and make sure that you are able to meet all the requirements of the card. You can only purchase things after you receive the card but you can also make cash purchases. All your purchases will be recorded in your account so you can keep track of what purchases you have made. Purchases made by you will have an itemized credit limit. This means that all your expenses will be added up and you will get a good idea about how much card you have available to you.
This card has a higher credit limit, because of the money you saved through purchases, interest and so on. If you do not make any purchases for a while then you will lose your credit limit. The CITI Diamond Preferred Card is issued with a standard interest rate, regardless of the amounts you have loaded onto the card. The Credit Card also comes with a twenty-one day grace period so if you are not able to pay for the purchase within the twenty-one day grace period you can return the product.
CITI Diamond Preferred Card is accepted at all the retailers and shops that accept debit and credit cards. You can also visit the official website of CITI to learn more about CITI Diamond Preferred Card and how you can benefit from using it. The card comes with the added advantage of having an on-line service that allows you to monitor your progress in making purchases and will even allow you to track your monthly balance payments.
This is a card that is ideal if you have a high credit limit and want to be able to use that credit to make larger purchases. It is a wonderful way to manage your expenditures and pay off your debt without making those large purchases. If you have trouble managing your credit payments and spending you might consider this product. There are many advantages to this card including a very low rate of interest and a twenty-one day grace period when you pay off your balance.
These are just a few of the benefits that CITI Diamond Preferred Card offers. CITI also offers credit cards that can be used for cash . . . . . . back or other rewards programs. This means if you use your CITI Diamond Preferred Card for making purchases you will receive a percentage of that total amount in cash back as well as points towards other offers. You will find these cards very useful and they can help you with your finances.