The Amazon Prime Store Credit is extremely useful for those who often shop online. The credit card is issued from Synchrony Bank and offers 5 percent back on every purchase. The credit card cannot be used on all Amazon purchases, however, and it also comes with promotional no-charge financing for larger-ticket purchases.
This Amazon Prime Store card is great for people who are shopping online for the first time or for those who have been using their credit card to shop at the brick-and-mortar stores for awhile, but may want to switch to the Amazon Store and get a lower monthly interest rate. The Amazon Store card is an excellent way to help you stay within the budget that you have set for yourself without having to spend more money than you have. Here are some tips for how to find the best Amazon Store card.
One of the biggest things to keep in mind when looking for the Amazon Prime Store card is that you want one with a low APR. A card that offers an introductory interest rate only works to your benefit if you are able to pay off the balance of the card quickly and avoid accruing interest charges. The best Amazon Store card will come with a low introductory rate and a long-term commitment to paying off the balance.
If you shop at the Amazon Store every single day, you should try to get the lowest balance you can. If you are only a few dollars past the lowest amount you have, call the customer service line and ask them if they offer a reward program for paying in full. Many times they do, and if you have a card with this kind of promotion, you may actually save a few bucks.
The reason many people use Amazon for their shopping is because it is so easy to use, and the selection is so amazing. However, many people have found themselves spending more money than they would have . . . . . . if they had taken the time to search through different brands to see what they had available and compare the prices. This is why it is important to look for a card that offers low prices and offers a generous rewards program.
When looking for an Amazon Store Credit, make sure you read everything there is to know about the card. Even if it's free, you should still read everything before signing up. because it may help to prevent a lot of issues down the line.