The Amazon Prime Rewards program is now available to just about anyone signed up to the Amazon Prime benefits program. While all other major credit cards might have a membership fee, the introductory cost of this card is completely included in the prime member's membership and, as an additional perk, the credit card itself is virtually free once the member has received their Amazon gift card as a sign-up bonus!
While there are quite a few main points to keep in mind when comparing this type of credit card with other options, they are quite easy to understand. With a free Amazon Prime Gift Card, members can purchase almost anything from almost any vendor that accepts their card. This includes things like groceries, clothing, toys, electronics, even gasoline.
The primary benefit to the Amazon Prime Card is its ability to give you the best deals possible. You can save thousands of dollars over the life of your account. You will always know what your monthly payment is going to be, so you don't have to worry about it. In fact, many people use the credit card simply because it eliminates the need for having multiple credit cards.
The only way to actually earn points towards this reward program is to make purchases with different merchants and pay off the balance on your Amazon account each month. As long as you do your billing monthly, you will never miss out on any rewards. This allows you to maximize your account, since you will receive every possible reward every month, no matter how many credit cards you have open. You can also earn up to 2 percent back in gas rebates as well as cash back rewards. Of course, these are only applicable on your actual purchases.
With the Amazon program, you get to enjoy a great shopping experience, as the retailer offers you the option to shop at their brick and mortar stores or online. There are hundreds of thousands of items for you to choose from, so no matter where you live you should be able to find something you are looking for. Whether it is DVDs, books, apparel, or electronics, you'll definitely be able to find something that you want to purchase.
The primary drawback to the Amazon Prime Card is that it requires that you pay it off each month. or you will not receive any reward points, so you must make sure to keep your monthly payments on time. There are some exceptions, including those members who have . . . . . . promotional codes that allow them to roll over their balance into a new Amazon credit card, but if they are not in this case, they will be unable to get the Amazon reward points.