There are several things that you need to prepare before you apply for a Visa Credit card in your local bank or the bank where you are applying for the card. You need to meet all the necessary requirements like meeting the required minimum income, having enough balance in your checking account and so on. However, there is no fixed formula for it but it's not really small.
In fact, if you're looking to get Visa from the bank where you're applying then you need to meet at least this minimum requirement. However, you can go for this minimum requirement if you're looking to get Visa from the local branch only, which is the preferred way of getting Visa. You should also try to get a smaller amount of Visa for this as it will be easier to avail of them if you get smaller cards.
If you get a Visa card from the bank, you should also prepare a Visa card number in the form of an ID number. You should get the card number from the ATM machine at the store where you got the card or from the card terminal near your office. You should also ensure that you keep this card number with you in order to be able to withdraw cash at any ATM without any problem.
Once you've gotten your card number, then you should make an application to your local bank where you're applying for the card. The agent at your bank will ask you for the details that you need. You should be ready with the card number that you've been given, along with the information that the agent will require from you.
The application forms that you fill out will require the same information that you're supposed to give when you were applying for a regular credit card. The application forms will also ask you for some other details, including your name, address, the type of card that you're going to get and so on. Your application will be processed within a short period of time. Once your application has been approved, you'll receive a letter from the bank stating that you've been approved.
When you get your actual card, you should carefully read all the details given on the card and make sure that you have the details correct information on the card. After you've received your card, make sure that you use it in a responsible manner and that you pay the balance that you already have.