A Discover card is a card issued by Discover Financial Corporation, the financial subsidiary of American Express. The card allows you to build and maintain your savings account without the hassle of having to withdraw cash from an ATM each time you need to make a purchase. You can access your account using your debit card, which acts like cash when it comes to making a payment.
You will need to call the Discover Financial Corporation Customer Service Number to get your new Discover card. If you do not call, you will be referred to a Customer Service Representative who is training to help you with any questions or concerns you may have about your new card. Most of the Customer Service Representatives are friendly and can even help you make the switch from your current bank to Discover in order to save money on interest rates. They will also be able to walk you through the process of opening and managing your card online.
When you get your Discover credit card, you will be issued a card number and PIN number. This card is usually issued with no annual fee and can be used to make purchases at most major retailers. However, Discover credit cards may not work at some merchants, and they cannot be used to make cash advances. They can however be used to make purchases for purchases in the future. If you have a balance that you want to pay off, your Discover card will allow you to transfer the balance to a lower interest rate card.
You will also need to provide a valid identification, such as a driver's license, in order to make purchases using your Discover card number. The number on your card will be either “Discover”American Express”. The reason for the name change may be that American Express has acquired more customers than Discover does. This will prevent someone from stealing your identity and using your Discover card to charge purchases with their own name and other account numbers.
If you currently have a Discover card, the best way to cancel your card is to call the American Express customer service number listed on the back of your card. If you are having trouble with it, or do not know how to cancel it, then you should talk to your financial institution or make your account payable and request that a refund be taken out of your bank account. If you do not contact your bank immediately, your Discover may be forced to close your account.
When you find a Discover card for sale online, be sure to check to see if there is an expiration date on the card. If so, this could cause you to lose your card if you do not cancel it before it expires.