It seems like it would be really difficult to find a person who can actually find a way to find out if someone has a pre-qualified credit card on file. The question is “How do you get people to agree to give you the names of people who have pre-qualified credit cards?”
You see, the credit reporting companies that make up the major three credit bureaus (Experian, Equifax, and TransUnion) get all of their information from the credit companies themselves. These three companies are the “Three Bears” and they all have contracts with all of the three bureaus. Therefore, if you are trying to find a way to discover the qualified credit card holders then there has to be some form of arrangement that is being used.
One of the ways that these companies get the names of people who have been pre qualified for credit is through the use of the credit bureaus that they have established relationships with. These relationships work like any other relationship, there will always be someone who does not want to let you know they have a pre-qualified credit card. These people will put a freeze on your credit report and you may have to deal with a slow credit history in order to get the name of the person who has the credit card.
The way to find the names of these people is to go online and look up the credit reports on the Internet and see how they are marked by the three bureaus. If you have a good credit history with an all round good rating, then you will probably be able to obtain a listing of people who have applied for credit under your name.
If this does not work, then it might be wise to go to your local bank or credit bureau and see what they say on your credit report. If it says that someone has applied under your name but the account has been closed, then this may be a sign that you need to get your credit report from a different source. In fact, it is best to check your credit history with three separate agencies so that you can compare your credit reports side by side in order to determine whether you have a . . . . . . pre-qualified credit card.
If you have any doubts about the credit report that you are receiving, then you should get a copy of your credit reports and make sure that it is a clean one. This will not only allow you to find a way to discover the qualified credit cards but also will allow you to find out more information on your credit history.