The Amazon Prime credit card is one of many options offered to consumers who shop at certain grocery stores. You can use the card in place of a regular Visa or MasterCard for everyday purchases, and the annual fee is waived. There are a few differences though between the cards offered by Amazon and other companies, and it's important to compare them before deciding if this is the right option for your spending habits. Here are some of the key points to compare.
One of the first things to note about the Amazon Prime Credit Card is that it has no annual fee. Most other cards with this company offer an annual fee that must be paid each year. The zero percent cash back option means that any money you save will also be applied as cash back to your account.
Another great perk offered by Amazon credit cards is the free two-day shipping option. For the customer this is a huge savings, and for the merchant it's a way to increase sales. Most credit cards only allow one package shipping each year, but most shoppers won't even notice that small drop off. This is one of the main reasons that someone should consider becoming an Amazon prime member. It's free two day shipping makes it easy to stay stocked on essentials.
The company does not advertise their cash back program or offer a lot of perks associated with their membership, but they do offer an interest-free financing option. This is tied in with their membership perks, but without getting into the fine details. They do however, provide great customer service and make purchasing online very convenient. When you are an Amazon prime member you will have access to a very large selection of items at deeply discounted prices, which is a great advantage when buying household goods.
I'm sure you have seen those gas stations that have little parking lots all around town. The reason they have these little lots is because they want to make more sales. Instead of putting their money into a huge building to rent out, they put their money into the community and provide jobs. It's a win/win situation. You get the great prices on great products, and the gas stations benefits by having a lot of traffic going through their pumps. With an Amazon prime membership you can get these great deals at the gas stations and then turn around and use the gift card at Amazon.
The annual fee for getting an amazon business prime card is not cheap, but in the long run it will be cheaper than paying the annual fee to any credit card company. Even if you are . . . . . . a small business owner, you can use this benefit to your advantage and purchase things you otherwise couldn't afford. Amazon Prime memberships are not limited to shopping, but most people do use the card for online purchases. It's really a no brainer. If you are a regular customer of Amazon and use their services on a regular basis, why wouldn't you consider getting an amazon business prime credit card?