The Sears Card is offered by Sears, Kmart and at their respective websites. It allows cardholders to redeem their monthly incentives, which can then be redeemed at their local store or over the internet. Once you are approved, you will receive special invitations to special shopping events and get access to special coupons that are not available to the public. In addition to these events, you can also use the card to make grocery or household purchases at your local grocery store, or purchase appliances online at a variety of retailers.
The Sears Card has a simple application process and once you have entered your information, you will get approval for the card. You will need to pay the application fee and have to provide your social security number. You will need to enter an SSN, which will be matched with the SSA information and then your SSN will be issued your Sears card.
Once you apply for your new card, it will take approximately four days for the card to be delivered to your home. You will be sent an acceptance notice after you submit your information and you can begin to use your Sears card. You will receive a monthly statement from your card issuer to be sent in the mail every month. You may also receive special promotional offers and coupons from your card issuer.
While you can enjoy all of the benefits of the Sears Card, there are some things you should know before applying. The Sears card has a high credit limit, so if you don't have a good credit rating you may not be able to use your card at their stores. If you do have a good credit rating, but are a cardholder at another Sears store, they will most likely honor your Sears card at their store as well.
Be sure to check out the terms and conditions of your card, which can differ from store to store. Many stores limit the amount of credit you can receive each month. You should also read up on the annual fees and make sure you understand the fees you might be charged. and how they will be applied to . . . . . . your account.
If you have a low credit rating, a Sears Card may be right for you. You can apply online or over the phone, and the process can take less than one hour. When you receive your card, just use it and start shopping!