If you are one of the many people that has been ripped off by a credit card company, then you have probably tried your hardest to cancel your account. The problem is that, because of the recent fraudulent chargebacks on your account, the bank you are currently dealing with may not be willing to honor this request.
Even though it is not the most pleasant thing to deal with, the fact is that if your credit card company does not return your money or give you your money back, you may have to take legal action in order to get your money back. There are laws that can be broken if you do not repay this debt as agreed upon. It can also hurt your credit score in the long run.
If you have already filed a claim, or you are wondering if there is anything you can do to get your credit card companies to come to the table, there are a few things that can be done. Here are a few tips and tricks that should help you with your dispute process.
The first thing you can do is call the credit card company and express your frustration. They will most likely want to settle this matter in writing, but if they are willing to speak with you, then it is likely they have something that you are trying to get back. It might be possible that the card company will accept that you actually have the money in your account, or that the card company has not cashed a check out yet.
If the credit card company refuses to work with you, then you will need to find another place to receive your funds. The next thing you should do is write down their name and address. Then, send an email to them stating that you received a refund and would like to get your money back. If they accept this offer, you should have no trouble getting your money.
The last thing you can do if the credit card company does not return your money is to take legal action against them. If you have enough evidence, the court system can help you get a judgment against these companies.
However, even if you are unable to convince the credit card company to give you your money, it is still possible that you can receive some money in exchange for returning the merchandise. This type of payment is known as a “re-direct,” and you can use . . . . . . this method in order to avoid a fine or having the item resold.
In conclusion, if you have been a victim of the Amex black card scam, you should take some time to research online to see what is going on around you. If you are not at peace with the way the company is handling your situation, then you may want to consider finding a different way to receive your funds.