Wells Fargo Visa Signature cards are available from most of the major card companies today, and many people have found these cards very beneficial for their finances. With these cards you can earn free air miles, cash back rewards, and even bonuses on your bill. Here are the details of one of the best credit cards offered by Wells Fargo.
First, let's take a look at some of the great benefits that this card has to offer. The Wells Fargo Visa Signature card provides an excellent interest rate for a cash rewards card as well as a reasonable interest rate on a balance transfer. The main benefit of this card is that it allows you to accumulate significant savings and it allows you to enjoy great airline and hotel savings as well as free cash rebates if you use your card to pay off your balance. You may also qualify for a small reward on every purchase. These rewards are usually worth up to $500 and the only catch is that you must make at least one purchase in order to qualify.
These cards come in two forms, the Wells Fargo Preferred Cash Back card, and the Wells Fargo Preferred Travel card. The main difference between the two is that the preferred cards have a lower annual fee than the regular cards. The preferred cards also come with a 0% intro APR on purchases and balance transfers, a 0% intro APR on cash advances and purchases, and a 0% intro APR on department store purchases.
Because these cards have such great benefits, they are not often available from many retail stores, but they can still be found at many online sites. Most major cards offer good rewards and rebates when you use your card online, but they may not always offer the best interest rates and may not have as many benefits. Be sure to read the fine print carefully before deciding which card is best for you.
When using these cards you will need to make sure that you pay all of your balances off on time, so be sure to avoid those types of cards that require a minimum payment every month. Also, you should only be using these cards for purchases that you plan on paying off at the end of each month. If you do choose to make some online purchases with your cards, try to pay them off as soon as possible so you avoid a . . . . . . penalty. or any type of over-limit charge. When using these cards online, always read the terms and conditions and find out what other people have to say about the company before you begin your shopping.
Cash back rewards are great when you travel, but keep in mind that this type of rewards will not usually help you with gas expenses. You will likely receive a lower fare for traveling by getting good discounts on purchases such as airline tickets and hotel room rooms. Be sure to read your monthly statement and find out how you can earn miles on any additional purchases you make that you would like to make.