Citi cards are becoming more popular with cardholders because of their low annual percentage rates, high rewards program, easy application process and many other great benefits. But did you know that Citi cards also offer their clients a number of perks and benefits that other credit cards do not? These perks are known as travel rewards on hotels, car rentals and so on.
So now you may be wondering, how do you know which Citi cards to choose? Well, you should first look at the reward points provided by each card before deciding to apply for any particular card. If the card offers low annual percentage rates and you also get a free air ticket with your card, then that would be a good choice. Of course, if you get a low airfare rate as well, but also get a free night hotel stay along with it, then that would be another fantastic card to apply for.
As for the other perks offered by Citi cards, one benefit that you can enjoy is having an easier time applying for a credit card. This is because they have made the application process very simple and convenient. They even let you apply online. And unlike other credit card companies, Citi does not ask for personal information like credit card number or social security number from customers.
Another benefit that you can enjoy is that if you want to use your card to make purchases, you are given an option to make transactions in two ways: Cash Advance and Charge Advance. If you have cash on hand, you can choose to use the Cash Advance option which allows you to make transactions with your Citi card without worrying about paying back your purchases. If you prefer to use the Charge Advance option, you can pay back your purchases by making use of the Charge Advance feature and earn Reward Points every time you do so.
Of course, if you choose the second option, you will not be able to enjoy the benefits that you can get by using the Cash Advance and Charge Advance features. But if you choose to use the Cash Advance option, you will also be able to use the rewards that come with it. You can get your Citi credit card reward points in return for every dollar that you charge on your credit card. In other words, every time . . . . . . you use your card and you do not charge more than the amount that you have in your account, you can get reward points which you can redeem by using other forms of reward programs.
So you see, Citi cards offer a lot of perks to its clients. All you need to do is choose the right card to enjoy them.