Capital One Credit Card has always been known to offer some of the best credit card deals out there. They have an amazing selection of credit cards with a number of perks that has made their card the top choice among credit card consumers. But what makes their customer service so great? Here are some tips to give you some insight into what exactly makes their credit card the best option for those looking for a credit card.
The number one factor when it comes to Capital One Credit Cards is the great customer service. They offer more than just great rates and terms on their cards. Capital One Credit Cards provide great customer service since their representatives are always available to help you get the information you need when you need it. You won't find this level of customer service at any other credit card bank. Capital One Credit Cards is also backed by some of the strongest debt relief programs in the industry, which have helped make them some of the most reliable and effective debt relief options out there today.
As far as the rewards program goes on Capital One Credit Cards offers one of the best rewards programs out there. You can earn up to a 15% cash back bonus on every dollar that you use your card for! That's a pretty good deal when you consider the fact that cash back programs are not that common on credit cards. This makes the cash back benefits offered on Capital One Credit Cards much better than those offered by other banks and credit card issuers.
Capital One Credit Cards also gives you extra features at no additional costs. There are many perks on Capital One Credit Cards such as unlimited rewards, cash back, and travel miles. The card also comes with an annual fee that is lower than most other credit card fees. Overall it is a great card with great customer service.
The one bad thing about Capital One Credit Cards is the fact that their application process is pretty long. They require all applicants to answer a lot of questions. These questions range from what type of driver you are, where do you live, how much you make, how much you spend on other things including credit cards, and many other questions. In my opinion this is a very long process and sometimes frustrating especially if you are applying to more than one card. It seems Capital One Credit Cards are designed to attract people who don't have good credit and that could cause a lot of issues if you want to apply for another one.
Overall Capital One Credit Cards has good customer service and a decent . . . . . . rewards program. They just may not be the right choice for you. If you are applying for a credit card just for the rewards or to pay off high interest debt then this may be a good choice. However if you need extra features and good customer service, you may want to look elsewhere.