Each month, you get a Citi card statement from their website. Each one of the cards has a different statement that tells you everything about the card. You will get a statement from any credit card company that you use. You will only get a credit card statement from Citi or Wells Fargo or whatever credit card you currently have.
You will only get a Citi card statement each month. You may also get a statement from other credit card companies, but they will only tell you about the balance on your current card.
Citi and many other cards will report your credit to at least three of the three major credit reporting bureaus. This allows you to know what they think about you and how they rate you for future purchases.
There is a way to avoid getting a Citi card statement. You can actually pay your statements from your checking account. They will not report your balance as “paid”. This can allow you to know what your overall credit score is without getting any card statements. You can also know what kind of interest rate you are getting monthly because you will know what your payments will be at any time.
Also, if you have any balance on your card, you will only receive a statement with your credit limit for that month. They will not tell you anything else. However, there is still information in the credit card company website that will help you know what your limits are, where your limit stops, how much your account has been charged, what it will cost you for a cash advance, and any fees you may need to pay.
So, instead of getting a Citi card statement each month, make a point of getting a statement from all of the credit card companies that you currently have. You will know how much interest you are paying, and what your limit is for the cash advances.
This way, you can then go on the internet and find out what interest rate your current card is. You can then call your card company and let them know this. This will allow them to offer you a lower interest rate for a longer period of time, and in some cases, reduce your limit to something that you can still afford for that month.
So, when getting a card statement, get one from . . . . . . all of the credit cards that you have so you can see what each one has to offer you in terms of interest rates, cash advances, and any charges that you have incurred. This way, you will know what your average card balance is and how much you owe on each account.
If you do not get a card statement, you may not even know what your limit is on your card. If you get one, you will have some information about the limit, how much you owe, the interest rate you are paying, and the amount that you pay every month in payments to the credit card company. This can help you figure out how much you can spend on a card before your card goes out of service.