Capital One Quicksilver Credit Card is a credit card from Capital One, which provides you the basic features you would want from your card. You get to pay only for what you spend. This is a perfect card for those who like to shop on a regular basis and yet are on a tight budget. Capital One also has other credit cards and other offers like frequent flyer miles, cash back and much more.
One feature that is especially helpful is the ability to set up direct deposit to your account. This will automatically take the money out of your checking account each and every time you make a purchase. So it will save you money each and every month by allowing you to purchase items even when you do not have cash available. This will also help you avoid paying an annual fee.
Capital One Quicksilver Credit Card gives you the option to select the two security features: One Time Offer and Ten Year Rollover. The One Time Offer allows you to make purchases up to a specific amount and then get a certain percentage of that amount back as a rewards rate for a specified period of time. The Annual Fee is the one thing you need to worry about because it will be applied to your balance each year. Capital One's annual reward rate plans start off low but increase dramatically with each payment you make.
One of the best parts about this credit card is the zero percent APR for the first three months you own the card. For this period of time, you are allowed to pay no interest whatsoever. That means that you can pay off your balance in full each month without having to worry about additional fees. If you happen to miss a payment, you will receive a credit card statement with your payment information. This can save you from the embarrassment of getting into an embarrassing situation when traveling because your cash is going to be on the plane with you!
The Ten Year Rollover Plan allows you to roll over your balance to the next introductory period without a fee. In this plan, you can receive a one-time offer to apply for a longer length of time. If you don't use this plan, you will not receive any cash back benefits during the term of the plan. However, if you use the Ten Year Rollover Plan, you will have the option of receiving a cash rebate on purchases up to twenty-five percent off the retail price. This can provide you with excellent savings because most major department stores charge their customers ten percent . . . . . . or more on regular prices.
Although the interest rates on this card are slightly higher than other cards, it offers many advantages. You can begin rebuilding your credit scores quickly and efficiently, while enjoying an effective way to save money. You may even want to find out if this credit card offers excellent credit scores so that you can enjoy even greater incentives.