If that sounds like a deal that appeals to you, then it is hard to go wrong with an effective cash back credit card such as the Wells Fargo Money Smart Visa Card. With its generous 1.5% cash back on purchases and special 1.8% money back rate on qualifying mobile wallet transactions for the first twelve months from account opening, you are going to rack up some serious rewards – and because you can then redeem your rewards for actual cash, there is always another reason for you to use your card: shopping.
The Wells Fargo Cash Wise credit card comes with no annual fee – a very good feature when trying to cut back on costs. Plus, the program allows you to earn cash rebates at any participating retail store, including grocery stores, drugstores, gasoline stations, and even fast food restaurants. This is also an excellent feature for those who like to shop online because there is no limit on the amount of money you earn.
In addition to the generous cash rewards and no annual fee, the card has a unique cardholders reward system called “The Gift” where every time you make a purchase using your card, you are given a free item to give to a friend or family member. You get three points for every dollar that you charge, and the more points you have, the bigger the discount.
The Wells Fargo Money Smart Visa card also comes with an added security feature known as Secured Data Center. This service protects your credit card information from theft or other forms of misuse so that your credit card and personal information are safe. And even if you do happen to lose your card, you are still protected by the Secure Data Center technology that locks the card against any unauthorized use until the password has been reset.
While most cards offer a credit line for their consumers, the Wells Fargo Money Smart card also includes a rewards program that allows you to earn cash rebates just for using the card for purchases. Each dollar you earn through your account earns you one point, and the points can be redeemed for a variety of cash savings. items from major retail stores and restaurants.
The Money Smart Visa card also offers a convenient rewards card membership program that allows you to earn free airline miles whenever you use your card and earns additional rewards for shopping at any participating retailer. These rewards can be applied towards airline tickets or other frequent flyer miles for air travel.