When it comes to a Best Buy gift card's balance, you're going to be faced with an array of options. Unfortunately, there's no way to predict how long any one of these cards will last. It will depend upon the purchasing decisions that you make, as well as the way that they are used. While they all use the same payment system, some cards may have better terms when it comes to minimum balances and fees. The important thing to remember is that there is a balance for each card, and that you should always pay off the entire balance if possible.
You will first want to go through the security number or PIN on the back of the gift cards to determine what the current balance is. If you really want to figure out just how much left on your best buy gift card balance, suggest that you save this page to refer to later, because the steps might have changed… perhaps you forgot to enter in the PIN. Otherwise, you should have a sense of what your remaining balance is. You can easily check this information online at one of the best buy gift card balance calculators available. They are very easy to use.
After you have determined your current best buy gift card balance, you're ready to get started. First, add up the total amounts for all of your cards. Don't forget the amount for the promotional offers you have taken advantage of. It doesn't matter whether you're using just one or all of them. It's important to compare your check balance against this total.
To get a sense of where you are with your best buy gift card balance, take another look at your check balance and subtract the promotional offers from it. This should give you a fairly accurate idea of where you stand. It's a good idea to do this more than once. See how close you are to being out of the risk zone. (The risk zone is the difference between your balance going up and down.)
Now, add up all of the checks you have written out and total all of the promotional offers you have taken advantage of. This time, add them all up again. Again, you want to see where you are. This can be done by writing out the check number or card number and looking at your best buy gift card balance against that total. If the difference is too large, then you should probably start checking the other areas of the card as well. Check the balance on your regular store cards and compare that to the balance in your promotional cards.
Remember that while some cards might offer an attractive balance transfer offer, those gifts are really just that – gift cards. They aren't something you can use as credit and they aren't available for use until a future date. If you want to use your best buy gift card balance to pay for future gifts or for other purchases, you're better off waiting until your balance hits zero on those cards. As long as you avoid falling into that risk zone, you should be able to keep your best buy gift card balance for future uses.