Capital One Spark Cash For Business has just one of the most popular and easiest business rewards credit cards, with an excellent earning plan and a big sign-on bonus. While it does carry a very high annual fee, it has a generous 0% introductory rate, which is a great benefit.
The only downside to this card is that it has limited rewards, mainly travel, dining and entertainment, but as the only card with such a big sign-on bonus it can be tempting to max out your rewards and use the rest of the rewards as regular spending. It is very unlikely to spend more than you have to. The card does have excellent customer service and a good reputation when it comes to customer satisfaction and response time. The card is available to new cardholders on a first come, first served basis, so make sure you act quickly before someone else gets their hands on the card.
This credit card has many benefits, including the no annual fee and cash back reward that allow you to earn at least twice as much money as the credit limit would allow you to spend. You also receive an additional dollar of free gas every month for traveling, plus a welcome reward every month. You also get discounts on your purchases at restaurants and bars, and cash back on your purchases of home and automobile supplies. It can easily pay for your expenses, even if you are only using the card for a short time.
Another benefit is that it is one of the few business rewards with no annual fee and no annual credit check. The amount of cash back you earn also depends upon the store where you make your purchases.
The other benefit from Capital One Spark cards is that it is not a hard card to apply for and get approved for. You can apply for one in person at a participating store or online through a website. It also has an application process that is relatively simple and fast, unlike many other credit cards that take days to process.
If you are looking for a card with rewards that will give you access to the rewards you need to get your business moving, this card provides a solid, long-term return for the small monthly payment required. It can also help build a great credit rating, allowing you to enjoy more attractive offers in the future. When you're looking for the right business credit card, this might be the one to consider.