The American Express Gold Card from Citibank is one of the few credit cards that offer rewards for cash spent but does this benefit you? Actually, the American Express Gold Card offers rewards as a way to entice you to purchase merchandise with rebates and cash backs included. This means that when you use your card to make purchases at any American Express store or on the Internet you actually are saving money. Before you get too excited in earning points and cash back on every purchase, there are a few things you should know about the American Express Gold Card and how you can benefit the most from it.
You may be wondering why the American Express Gold Card from Citibank would offer rebates and cash backs. The rebate structure on this card is actually quite interesting. First off, when you use your card to make purchases, you will receive a percentage of the price of the item you have selected. This percentage is lower than the average percentage you would receive from a retail store, but it still is significantly better than zero percent. If you were to not use the card to make purchases you would not receive any benefits from this offer.
The American Express Gold Card is an ideal credit card for anyone who has a high credit score. This is because the cash back and rebate structure is designed to reward consumers who use their card wisely. It is not a credit card that tries to trap you into overspending. Therefore, if you have good credit, an American Express Gold Card will help to increase your credit score. This is because it helps you pay your bills on time and shows your credit rating companies that you are responsible with your finances.
However, you should be aware that American Express does not give cash back and rebate credit cards to everyone. If you have less than an excellent credit score and are interested in obtaining a cash back or rebate card, you may need to obtain another card from American Express. There are a few different types of offers they make, such as Gold Plus, Premier Rewards, Cash Back Blue, and Cash Back Platinum.
If you apply for an American Express Gold Card and get accepted, then you should begin to build up your credit score as soon as possible. You can do this by paying all of your bills on time every month, making your payments on time, and avoiding any late payments. By doing these things, you will help to build up your credit and increase your chances of receiving an American Express Gold Card. As long as you follow these three tips, you should have no problems getting approved for this credit card.
If you need a new card in order to raise your credit score, you should look at the American Express Gold Card and find out what it offers. This can help you rebuild your credit, and once you have built up a nice amount of credit, you can transfer it to another card that offers higher rewards. By using the American Express Gold . . . . . . Card to pay off your debt, you can ensure that you get the best rates available with credit cards, as well as higher cash back rewards. The more you use your card, the better chance you have of building up a nice credit score, which will help you qualify for the American Express Gold Card when you want one down the line.