The AmEx Blue Cash Card gives you the ability to earn cash back by using your card in any retail store with an approved balance. This is a great card to have for everyday use, but it can be a little bit tricky to know what the limits are and how to earn the most out of this card. It is worth noting that the AmEx Blue Card earns its rewards from purchases that you make. Therefore, it will not increase your credit limit if you spend less than you have to or if you go over your credit limit. There is no grace period when you make your purchases, which means that you are unable to make purchases for a certain period of time, as well.
You earn up to three percent cash back on U.S grocery purchases (up to $3,500 in total each year), and a single point for every dollar that you spend at U.S gas stations. You earn two percent cash back on U.S department stores and also earn one percent cash back on everything else. This card is available to cardholders in the United States and Canada. You will need to make sure that the card you are applying for is accepted at the merchant locations before applying for your AmEx Blue Cash Card.
Many credit card companies will give you a reward just for opening a checking or savings account with them. The only thing is that the money is not added to your account until you pay a monthly minimum amount for the account. This is a great way to earn free money for using your card! You can choose to withdraw the money from your account to anywhere you choose without a fee. or you can choose to deposit it into a savings account.
There are many online sites that allow you to earn free money on purchases with this card, including sites like Amazon, Best Buy, and even iTunes. The free money is usually sent directly into your account. You should be aware that you are responsible for paying taxes on this money. If you use the card to purchase products that require a payment of tax, you may find that the taxes are due when you file your income tax return.
When you apply for an Amex Blue Card, make sure that you follow the guidelines and rules of the company. Some of these sites also provide you with an opportunity to earn free airline miles when you pay a fee for having an active account.