If you are a current Walmart customer, you know that the Walmart Visa card is the preferred method to get reward points or perks. This card is especially beneficial if you frequent local stores that are owned by Wal-Mart.
Although most cards provide you with the same reward options, this card has several features that make it worth the money. In addition to being an all-purpose credit card, the Visa card is available with an annual fee. The Visa card can be used to pay for gas or to purchase goods from the stores. The two affiliated Walmart Visa cards, the Capital One Visa Signature card and the Costco Visa card are accepted at nearly every place, while the two Walmart store cards only can be used at the stores.
Because the Visa card has the ability to accept both cash and credit, you can use your card at any store that accepts Visa, or any store that accepts MasterCard, Discover, American Express, or Visa. Also, you have the option of transferring your balance to another card, or using the Visa card as a debit card. Both methods have their pros and cons, so you should consider both of them.
With a debit card, you do not have to write out a check when you run out of money, nor do you have to worry about receiving cash back. This means that you won't need to carry a lot of money in order to stay stocked up. You will be able to pay bills on time and avoid running out of cash. Some people prefer this type of card because they don't need to pay a large interest rate on the balance. However, if you have a lot of high balances and pay off them quickly, you may be tempted to charge too much in interest.
If you purchase items online through the Amazon portal, you will qualify for Amazon rebates. These rebates can be used toward your next Amazon order or towards shipping, which can save you a . . . . . . lot of money on your next Amazon order. Many online stores offer these rebates, but if you use your card for these types of purchases, it may be more advantageous to use the Visa card as you don't have to write a check. and you don't need to pay out of pocket.
The Walmart Visa card also offers rebates for shopping at certain retailers and for purchasing food through your card. However, you should check with the card issuer to find out which offers are available in your area.
