If you have ever signed up with an online service, such as eBay, to buy a product, you might have come across a warning that asks you to provide some sort of identification to be able to purchase the product. Many sites will require that you provide the email address and social security number of an existing customer in order to complete the transaction. These types of warnings are legitimate, but do you really know what you are agreeing to when using a credit card on the internet?
Online businesses do not only require credit cards as payment methods, they also ask that you present some sort of identification when purchasing products online. When signing up for an online trial offer, always read all the fine print, and you will find that most companies specifically ask for either a “valid” or a “real” credit card. When you use a “fake” credit card, you are still signing on under false pretenses; this is often fraudulent and can be illegal. Here is how to tell if it's a genuine credit card or not:
First, make sure you do not put money on the card. Often, you are asked to provide your social security number, but you can tell if it is real or fake if it does not contain any information on the card. Also, make sure that the card does not contain any expiration date or other warning signs that might indicate a fraudulent transaction.
After you have obtained the card, you need to keep it safe. When you use the card to pay online, make sure that you delete the credit card from your phone before sending it away. Keep it in a different place from your wallet, and always keep the card in a safe place, such as in a drawer or a box inside a closet.
To be safe, never give out your real card to anyone who asks for your credit card information. Even if it is for a free product or service, be aware that many scammers will try to obtain your credit card information, especially online. The key to keeping your credit safe is to make sure you only use your card for purchases that you truly need to make, and that the company offering the card is a reputable one.
In general, if you are using your card to make a purchase online, be very careful. While there are some legitimate businesses that can offer free products or services, make sure you are not using your card to make large purchases or use it to make multiple purchases.