The good thing about having an Apple credit card is that you get to enjoy rewards that are specific to your credit line. It is as if you are entitled to some of the perks that other credit cards offer, but without paying extra for them. This can be good if you have the money to spare. But then again, not everybody has the extra cash lying around. Sometimes things just come up and you have to do what you have to do.
Apple credit card APR is quite low. Usually you can have a low of around four or five percent as interest. This can give you a break when you are trying to save. When you pay less for your purchases, you can save more. This can be true with most credit cards, and this one is no exception. You are also not subject to the usual annual fee that many other cards come with.
On an average, this credit card APR can save you around two hundred dollars every year. But again, this depends on your credit line. If your credit limit is low, then you will end up paying more for the interest on your card. But if you pay your bill on time, it will save you a lot in the long run.
In addition to the low APR, you are also secured for three months. This means that if you do not make your payment on time, Apple can charge you full amount again. The good news is that you can choose how much interest you want to pay. But be sure that you only go for a higher limit for your card so that you won't have to pay so much interest.
As an American, you are lucky to have such a credit card. This is especially true if you are loyal to one company. With an apple card, you can enjoy the perks of being loyal while making your payments on time. However, as we all know, being loyal can get expensive sometimes.
In order to save money, make sure you only charge for items that you absolutely need and use them up. If you have extra cash, then you can use it to buy gifts for your loved ones. But do remember to read the terms and conditions of your card to make sure that you do not abuse it.