Capital One Credit Cards are issued by the Capital One Credit Card Company, a major player in the credit card industry. Capital One has several credit card programs for both the individual and business traveler, each designed to meet the unique financial needs of its cardholders. The credit card offers have many advantages over other offers on the market, and the credit card companies offer frequent specials and promotions to keep their cardholders happy. If you have good credit it can be an attractive card from Capital One. Capital One credit cards have a long standing history and a good reputation among consumers.
Capital One Financial Corporation is an American financial holding company headquartered in McLean, Virginia specializing in consumer financing, mortgages, auto loans, and savings accounts. This company is partially owned by Citibank and acts as its financial partner. It is one of the largest providers of high-risk personal loans under the Truth About Credit Cards Act.
The card offers are available through a toll-free number that can be reached during regular business hours. To apply for a credit card, a potential cardholder should call or log onto the company's web site. A credit card application can be completed in just a few minutes. After submitting the application, information such as name, address, social security number, employer, contact details, birth dates, and birth place, among others, will be reviewed and a decision on whether an applicant qualifies for a card will be made.
Once a decision has been made on an applicant's eligibility, an application and all supporting documents, called an application and fee schedule, will be mailed to the cardholder. By faxing the required documents to the company, a credit card will be issued to the applicant immediately. This allows an individual to start enjoying the rewards of having a Capital One credit card, regardless of his or her credit history. There is no need to wait for credit history to improve before applying for a Capital One card.
A credit card, like all other types of personal financial tools, serves a variety of purposes. A Capital One credit card can be used to make purchases at stores, restaurants, or travel agencies. It can also be used to pay bills and make monthly payments. An additional feature is the ability to monitor expenses and limit spending. The cost of each credit card varies, but the range is between ten and fifteen dollars per month. Credit cards come with a variety of features and costs, including maintenance fees, membership fees, and service charges.
A Capital One credit card is also convenient because customers can make one payment at any time with a single phone number. The customer does not need to have a printed credit card for payments. As long as a person has access to a computer and a telephone, the applicant can complete one payment using the number for the card. All that's left for the customer to do is wait for the payment to post to their account.