The American Express Company is an international company, which is also known as AMEX, an international financial services organization headquartered at 200Vesey Street in Manhattan. The company was established in 1855 and was one of the original 30 constituent members of the Dow Jones Index. This company also owns the Hilton Hotel chain of hotels and resorts all around the world, the Hyatt Corporation, and the Carnival Corporation. They are all part of what they refer to as their “Global Family.” They also have a branch in Europe called Hilton Group International, which is responsible for creating many of their travel products and services.
If you have ever used an Amex card to make a purchase or even just applied for one, then chances are that you will be pleasantly surprised by how affordable this credit card is. Amex has a low interest rate, which is a great benefit. In addition, their fees are very reasonable. All purchases on these cards are processed instantly and they have no annual fee. You may also receive discounts, rewards and travel offers. There are many other benefits and advantages as well.
For people who use their card quite often, it would be wise to get one with a good reward program so that you can build your own rewards list. These cards have different plans for different spending levels and can also offer rebates and coupons for future uses. It's always a good idea to use your credit card for purchases on an online site, since they usually charge a small fee for this type of transaction. These sites usually offer free shipping and other discounts, too.
The Amex card offers a variety of different credit card plans that vary in the types of rewards offered, the annual fee charged, and even the length of time that it takes for the rewards to be paid out. The major cards have their own websites and they offer a variety of options. A person may choose from the Gold, Platinum, and Premier card plans. These plans are the more popular ones and each plan offers different incentives. Some of these plans offer cash back rewards, airline miles, and airline miles on airline tickets. Others offer free gas rebates and some even offer cash back for the items you purchase at the gas pumps.
When you look at the credit cards, it's important to keep in mind the fact that the balance transfers are not always the same amount as the original purchases. If you transfer your balance to another card, the new card may offer a higher or lower balance transfer balance. You should read the fine print on the offer carefully before you decide to go ahead. Also, if you have an Amex Visa card, you won't be able to transfer your balance to a MasterCard because this card is only available through Visa.
When you apply for an Amex card, be sure that you follow the rules of the card so that you don't get caught out with any kind of surprise charges or fees, such as late fees or balance transfers. Most of these cards have a certain age limit to transferring your balance. This means that you cannot transfer the balance to another card after seven years from your account opening date.