Have you ever noticed how many fake American Express cards are out there? The credit card industry is not always as transparent as it should be. They have a tendency to make things too easy for themselves. While this might not necessarily harm the market, it is definitely an indicator that they don't really care about the consumer.
This is why I would strongly suggest you stay away from these cards. You want a company that will treat you with respect, not one that wants to steal your money. When it comes to a credit card, a legitimate company is far more likely to do this than someone who has only recently come on the scene.
This is why I would recommend having a good rule of thumb. If a particular credit card is giving you problems, it's probably best to stay away from them. While they may seem attractive to a small number of people, they will definitely end up costing you money in the long run. It is important to remember that you do not have to stick with the first card that you get. If it doesn't work out, you can always go to the next company that offers you a card.
In my experience, most of these cards are very easy to spot. One of the first things that you will notice is that the card is issued to an old college age student. If you want to get one of these cards, you will need to be looking for a card that is issued to a middle aged or senior citizen. The card companies are just trying to target seniors, and they know it.
This isn't to say it is a bad idea to get one, but it would probably be a much better idea to just use a card issued by a reputable company. These companies will usually give you a very simple application form that you fill out from scratch. Once they have this done, they will process your application and get the card mailed to you in no time.
You do not have to use this type of card to make purchases, though. It is possible to find the real thing, which is going to be much less expensive and worth it if you ever need to buy something expensive.
One good thing about this type of card is that it does not take as long to get. This is very useful for students, those who don't have a lot of cash on hand, and those who may have plans to travel. It is easy to get a card to travel internationally with, and you can even get one for yourself if you ever have to leave the country.
Keep in mind that there is absolutely no benefit to using one of these cards. It is entirely possible to use one for purchases that you really need to make, without any problems. If you are serious about your credit card, you should not have to deal with a fake one. In fact, I would say that you should avoid them all together.