American Express is one of the top credit cards offered by any financial institution. For a consumer, this is very good news. You do not have to worry about carrying a large amount of credit card debt and you do not have to choose between getting a new car or staying in an apartment for the rent. American Express has everything you need to make your life easier, but do you know what this credit card offers?
The American Express card is one of the best credit cards out there because they offer so many benefits. They are no longer the card that just anybody could open. Nowadays, people like you and me can get an American Express card because it is a credit card that is specifically designed for people like us! In other words, if you qualify, you can be approved for this card.
American Express was started way back in 1958 and they have been offering credit cards ever since. As a business credit card company, they are still competing hard with all the other companies around the world. They offer a variety of incentives to attract you to use their card, including low interest rates. If you need to have a certain monthly payment, they also have the option of having you make your payments directly from your bank account every month. Either way, you will not find yourself paying through the nose for something that may be completely unnecessary.
American Express was ranked number one in a recent study conducted by the Standard & Poor's and they have kept that rank ever since. This is especially good news for all of us with poor credit. Even if you do not have perfect credit, American Express still wants to help you improve your credit score. If you currently have a low credit score and need some help, American Express has just what you need. They have introduced a credit card that combines the advantages of a credit card and a cash advance. All you have to do is add a little bit of money on an American Express credit card and you can get approved for any amount that you feel comfortable with.
The credit card offers that American Express currently offers combine both a credit card along with a cash advance. There are a variety of benefits associated with both, but in most cases you will be able to earn low interest rates and bonuses when you use both a credit card and a cash advance. It is actually best to use American Express' credit card with the cash advance because American Express knows that their customers tend to make those types of purchases. American Express knows that they will have no problem convincing someone to pay for their products because they know they are offering cash incentives as well as an interest rate lower than the competition. It is truly one of the best credit cards out there today.
If you are interested in applying for an American Express credit card, then you may want to do so online. You can visit their website and apply right from the website. You will want to make sure that you provide accurate information, because if you happen to have any mistakes in the information that you enter, then American Express could deny you the credit card that you need. Make sure that you understand the terms and conditions of the card, because then you will be completely familiar with them. You can also apply online for a cash advance, and American Express has a cash advance interest rate that is . . . . . . much more affordable than the ones found all over the market. You will want to compare the annual percentage rate (APR) that is offered by American Express versus the competition so that you get the best deal possible.