The first thing to know is that the two words “front and back of credit card” refer to different parts of the credit card. A “front” refers to a part of the card's front that is visible, and “back” refers to the part of the card that is hidden. When you see these two terms together, they often mean the same thing: the credit card's front is used to apply for purchases and the back part is used to make payments.
While most people use these terms interchangeably, there are specific situations in which the “front and back” of a credit card are actually used differently. Here are some examples:
If your credit card is a secured credit card, it will usually say so on the front. However, if your credit card is not secured, then the credit card company will usually place the words “withdrawal limit” next to the front and “withdrawal limit” is the term used when you transfer money from a secured credit card.
A secured credit card company will often provide a phone number or email address for you to use to make a withdrawal from your account, as well as an online link that lets you withdraw money from a financial institution and transfer it to a secured credit card account. They also will often provide you with a monthly statement, although there may be instances in which you do not receive one.
If you have an account with a financial institution, the financial institution will most likely have an Internet site where you can apply for an online banking account, such as a bank debit card. If the financial institution has your name on file, they will probably allow you to transfer money from your bank account to your card online. A “front and back” on your financial statement are not usually found on your bank statement.
In the end, the only way to determine the difference between a “front and back” on a credit card is to read the documentation from each company carefully. If you are unsure, contact the credit card company to find out. Your credit card company will also not tell you that one of their cards you own unless they are asked.
There are two main types of card, secured and unsecured, and each one requires the other type of card. You cannot have both of them active at the same time; you must only have one active at any given time. If you have more than one account, make sure they are all open at . . . . . . the same time.
Once you know what you are, you should also be able to understand why one is called the “front,” and the other is called the “back.” If you are confused about these terms, you should get an explanation and use it as a guide when shopping around.