It is quite easy to get a credit card with Citi Visa. This card has several privileges which makes it very desirable by the masses. You can avail of a huge bonus on the first purchase, which are applied to the second purchase, another huge amount of bonus on the third purchase, another huge amount of bonus on the fourth purchase and so on and so forth. With this kind of benefit you will be able to save money on the purchases made.
This card has also several features like having a different bank card, a cash back policy, a special credit line of three thousand dollars, a special introductory offer which can last for up to sixty days and other offers like this. If you choose the right kind of card then it will help you get a lot of benefits are worth the money that you spend. The other option is to go with a secured or a non secured card with Citi Visa.
A secured card is one where you have to place some of your valuable asset as security in order to get your card. With this card, you can use the cash back facility and also enjoy the many facilities of a regular card. The advantage is that you are protected from the risk of loss and with the help of the collateral you can easily pay off your monthly bill.
Non-secured card is another option. It is very simple to get this kind of card. It is not secured and it is not necessary for you to put any asset. However, this card is very popular among people who do not have any asset but want to use the card for the shopping spree. They are quite happy with this type of card and do not need to worry about the safety of their assets.
One important thing to note is that the Citi Visa card is not good for students and those with a bad credit history. Therefore, you should make sure that you have a good credit history. With this card, you can enjoy all the facilities of a regular card but without putting any of your assets in their security. It is advisable to shop with a credit card that is secured if you have a bad credit history. In this way, you can enjoy all the facilities of a normal card without putting any of your assets at stake.
If you wish to get a card with a higher credit limit, then go ahead and apply for a card with the Citi Visa which is known for its higher credit limits. This card can help you get much more than the regular cards.