The CITI Credit Card Customer Care personnel can help you through every stage of the process of applying for a CITI credit card. There are two options that you have to choose from when applying for a CITI credit card: online application and in person. Both of these methods work perfectly well, but you can also apply for a CITI credit card in person. If you choose to apply for a CITI card in person, you should know that there are some differences between the applications that are presented in person and online. It is important for you to know these differences in order to complete your application in the most efficient manner possible.
When you apply for a CITI credit card in person, you are going to be asked to fill out a paper application. This application will include all of the necessary personal information and other information related to your CITI credit card. This paper application can take anywhere from one hour to two hours, depending on the actual office hours of the card company. You will receive a call or an email confirming your status, so make sure that you get a confirm for your application no matter how long it takes.
Once your application has been completed, you will be given a key card number to use to log on online. Your key card number will be asked for a background check, as well as verification that you are an authorized CITI customer. Verification is extremely important because if you are not an authorized customer, you will not be able to process a new CITI credit card. If this happens, you will need to contact customer care, as it will take several days to issue a new card to the other person. When contacting customer care, make sure that you provide them with the proper account number, so that they can send your new card.
When you receive your new credit card, you will typically be instructed to immediately begin using it. The process of utilizing your card online usually does not require you to complete anything else, so there is no reason to leave it until you are ready. In fact, you should look online right away to find the best deals and offers that are available. You can often get great introductory rates, low fees, and waived annual fees when using your card online. Make sure to read everything that you read online and always consult with your CITI representative before making any purchases with your credit card.
Once you have begun using your CITI credit card, make sure that you contact your CITI customer service department at any time to find out what kind of problems you are having. For example, if you are experiencing trouble with the application, email your customer service department to find out what the problem is. Also, before you purchase any items with your CITI card, make sure that you are fully aware of any shipping costs that may be involved. CITI will often charge extra shipping fees on items that are purchased with your CITI card, so knowing ahead of time exactly how much you will be responsible for can help you make a more informed decision. There are also a number of different plans that you may be eligible for when using your CITI credit card. Speak with a customer service representative to find out exactly what those plans are.
CITI makes many different promotional offers to keep their customers interested in their products and services. When you are shopping with your CITI credit card, make sure that you take advantage of all the promotional opportunities that you are given. In many cases, promotional offers will not cost you any money whatsoever, but they will provide you with added benefits that you can only get by using a credit card. Take full advantage of these benefits and keep your credit history healthy.