You've probably heard a lot about the Amazon Prime credit card, and you may be wondering if it is worth your hard earned money. After all, it seems to have everything that a customer could want in one place. You can purchase just about anything you would like at any time. The only problem is that this program doesn't come cheap. If you are planning on using this credit card, you need to read this Amazon Prime credit card review to find out how much you will have to pay and how the system actually works.
When you sign up for this card, you will be given a specific credit limit of $500. This is good, because you should never go over that amount. Whenever you spend more than that amount, you will have to pay a higher interest rate. If you happen to spend less than the minimum payment every month, you will get a zero percent interest rate. So it is in your best interest to make sure that you do not spend more than the maximum every month.
When you apply for an Amazon Prime Credit Card, you will have to provide some basic information, such as your name and address. It is then up to the lender to decide whether or not you qualify and if so, what your interest rate will be. In general most people qualify for Prime and this will help you save money on your purchases since you will be paying much less for the items that you purchase.
However, not everyone can qualify for this deal. If you do qualify, you will find that there are many perks that make this an excellent credit card offer. First, you will get unlimited rewards points that you can use anywhere. This means that every time you make a purchase, you will receive five points. Not only that, but you will also be eligible for a large percentage point rebate off of the total purchase price.
An Amazon Prime credit card review will show you all of the great benefits that this credit card has to offer. You will find that once you apply for this credit card, you will become eligible for an incredibly low interest rate. In fact, this is the lowest that most banks will give you at this time. Many people who have been saving up for years to make a large purchase will find that it is possible to pay for their vacation with this money instead of using their savings account.
The other benefits that you will find with this offer include no annual fees, no foreign transaction fees and unlimited rewards. As you start to use this credit card, you will find that you are always able to pay off your balance much faster than you were using your credit cards before. Plus, there are no late fees to worry about either. As you see, this is a credit card that you should take full advantage of. When you combine all of the perks that come along with the Amazon Prime credit card, you will find that this is one credit card that you do not want to miss out on.