The majority of consumers who own a Chase bank credit card would be surprised to learn that they can get additional perks and benefits through Chase card services. You've most likely either received a card from your bank or are in the market for one. The interest rate on your credit card may already be very high, but you can now increase that rate through Chase card services. If you have a credit card with a balance on it and a low introductory rate, you may want to use the money you have saved on the card to pay down the balance more quickly. The money you can save by doing this will help you avoid interest charges once the interest kicks in.
Account: You can also increase your available credit through Chase card services if you have an unused account that has an annual fee. To do this, you first have to open up a new account with Chase. If you already have an account, you can go to the card's website and sign up for an automatic debit. After you complete the signup process, you should receive a confirmation email. Make sure you read the fine print and know exactly how the card services are applied to your account before you apply for an account with Chase.
Benefits: Many consumers don't realize that there are a few extra benefits they can receive just by using their Chase credit card. For example, if you meet any of the following criteria, you will receive a complementary gift card: low income, minority, homeowners, frequent flier, and senior citizen. If you have multiple cards, you'll also qualify for discounts up to five percent. Chase offers special deals for their cardholders, so take advantage of them when you get a chance. You can even earn discounts on airline tickets, hotels, and car rentals.
Fees: Even though you already have a high credit limit on your card, you can always increase that limit. Chase offers a variety of card services that will allow you to do just that, without having to pay an additional fee for doing so. One of those services is the ability to pay off your balance in full each month, without incurring interest or charges. You can also choose to pay off your balance in as little as three years, depending on how much debt you currently have on your account.
Know Your Limit: Always be aware of the limit on your Chase account. This includes your credit line, the amount you've saved towards your balance, and any interest you may owe on your balance. You should check this number each month, because it will fluctuate, and knowing it won't cause a big problem if you do find yourself in financial trouble. Many cardholders find themselves paying hundreds of dollars extra every month on interest charges, simply because they were unaware of their limit. Using Chase card services, you can quickly find out your exact number.
Apply Online: Using Chase card services isn't difficult . . . . . . at all. All you need to do is visit the company's website and follow the simple application instructions. Don't be intimidated by the fact that you're required to provide a bank account number. You can use the information on your current card, or any credit card you've had in the past, to determine which one you're most comfortable with. Once you're familiar with the process, you'll find that you can apply for new cards from home nearly anyone.
