If you are a current Walmart customer, you will know how hard it can be to find any type of credit card. Most credit cards at major retailers are only accepted at certain locations. Walmart credit cards were made in order to help customers with the tough financial situation caused by the loss of their jobs. In this economy many people are left without a job and with too much credit debt on their cards that they can no longer pay.
When you apply for a Walmart credit card you will have many benefits including free shipping and no annual fee. Walmart credit cards can be used anywhere MasterCard is accepted and they offer cash back rewards for shopping at Walmart. You will find that with the card you can add as much as fifty dollars of cash to your purchases. You will also find that you have a zero interest rate, low monthly fees and charges, and no late fees. In addition, Walmart credit cards don't come with a balance transfer fee which makes them even better.
Applying for a Walmart credit card is easy. All you have to do is visit the website and fill out the online application form. You will have to enter your name, address, social security number, birth date, current employer, and your preferred credit card number. In order to verify your information the company will need your previous addresses, phone numbers, and birth dates. This step takes only a few seconds and once you have done so the company will process your application.
The Capital One card from Walmart is another credit card offered by Walmart. This card has been designed to help Walmart customers with the tough economic times. Unlike some other credit cards, Capital One credit cards at Walmart do not report to any credit bureau and you won't have to worry about being reported for improper use. With all of the credit card companies out there, it is important that you make sure to apply for the right card. Walmart credit cards are well-known and they can really help you when you need extra credit or when you are just looking for an all around credit card.
Just like any other card, you must always pay off your entire balance each month in order to maintain the no-load limit. The Capital One card from Walmart does allow you to pay only the minimum payment on your card each month which is great if you don't want to have to come up with the extra money each month. Since you can pay off your balance anytime, this makes it easier than the average credit card. The Capital One card from Walmart has a 0% interest rate which is the best in the industry.
If you need extra credit or need a new credit card for something more specific in life, then you will want to look into the Capital One card from Walmart. It may be the perfect credit card for you. There are . . . . . . no annual fee, no set up fees, and there are no rules in place that prevent you from using your card. This means that you can use your Walmart credit card just about anywhere. The Capital One card from Walmart has earned their stripes as one of the best cards out there and is well worth the money spent to get one.