The TJX Rewards Credit Card offers cash rebates on your purchases at home improvement stores, including Home Depot, Lowe's and Bed, Bath & Beyond. The rewards on this card are similar to those offered with the Citi Double Card and the Discover itTM Cash Back Card. This card also allows you to make purchases at gas stations and drugstores with your card. You can also redeem your points for airfare, cruises, hotels and rental cars. The program is also available in the Caribbean, Europe, Hong Kong and Australia.
The web page that you can go to when you want to access your TJX rewards credit card account online is easy to find. Once there, you will have to click on “Sign up now” and follow the instructions that are displayed on the page. If you have questions about how you can secure your rewards then you can contact customer service or talk to a representative of the company. There are different ways of logging in online to your account. You can choose either to use a secure login by email, which requires you to have an email address as well as a password; or you can use a traditional login which does not require an email address. Either way you will be able to log in and access your rewards as long as you have access to the Internet.
When you have logged into your account you will get to see all of the available cards that you can choose from. Most of these cards will allow you to make purchases at grocery stores, drugstores and gasoline. Each month you will receive a statement with the charges that you made on your purchases and any rewards that you earned. This is where you will need to read the information that is provided regarding the credit cards so that you can make sure that you are making the right decisions for your own personal spending.
When you want to make a purchase with your new card then you will need to complete one of two things before you can begin: you will need to write a check or you will need to apply for and verify your new account. Many people do not check their credit score until they have already started spending so they do not realize that they will need to verify it before they can write a check. When you have your new account, you will have to check your score with the Fair Credit Reporting Act. This will tell you what your current FICO score is along with other important information about your credit.
When you go online to access your new TJ Maxx credit cards you will find a link to the site that will enable you to check your score. Most of the information in this section is the same as for the regular credit cards. When you want to see the information that pertains to your own file then you will need to contact the credit reporting . . . . . . agency and request a copy of your file.
After you request your file, you should receive a notice that explains your new score. You should also receive an invitation to complete a short online form. On this form you will be asked to answer some basic questions. If you don't know much about the finances field then you may want to skip on the intro APR rate section and check out that later. Once you finish the short form then you will be given the option to sign up for a trial period. This means you can use your new card for a period of time before you must commit to paying your full monthly statement.