American Express (AIG) Serve cards are secured debit cards with no credit checks, waived annual fees, and available in the United States, Canada, Europe, Australia, Latin America, and Asia. With FDIC insured Serve cards let you do much more than simply make purchases, the card comes with complimentary ATM withdrawals at over 30,000 Moneypass ATM locations nationwide, free online bill payment, free instant cash deposits and transfers, and other rewards such as gas rebates, airline miles, and cash back at restaurants and retail stores. In other words, if you're looking for an easy way to build your credit history without having to apply for and wait to be approved for one of these cards, AIG Serve is an excellent choice.
These cards were designed to help improve credit and make shopping easier. This is because credit cards can take several weeks to become active on your credit record and even months before the credit card issuer reports your activity to the credit bureaus. Because of the length of time that a credit card has been open and the amount of time that it takes to build a credit history, many people find that they are not able to use credit very much in their everyday lives. That is, until the Serve card is used regularly used, your credit rating improves.
When you use a credit card with AIG Serve you will see the same benefits that you would get from a regular card. You will not have to pay any fees, annual fees, or cash advance fees, or to reload your account. The fees associated with other credit cards such as Visa, MasterCard, Discover, and Diner's Club are also waived with AIG Serve. Also, you will not have to worry about paying a balance transfer fee, an annual fee, or any other type of chargeback fee. These fees are charged if you make an unauthorized transaction when you are using a card that is not your own.
When you want to build your credit score quickly, AIG Serve is an excellent choice. The fact that the card is secure, that it comes with an easy to understand online application process, that allows you to transfer your balances from another card, that provides online bill payment, free access to your online banking account, that provides free ATM withdraws, free money transfer transfers, and free and quick online bill payments are all ways that this card can assist in increasing your credit standing fast.
As a bonus, because the credit card is unsecured, there is no credit check that will be performed when you apply for this card, and . . . . . . no fees that will be assessed to you when you apply for a card in the future. For this reason this is an excellent choice for those who need to establish a strong credit history quickly.
Another great benefit to American Express Serve is that it comes with no blackout dates or other limitations. No set spending limits, no age requirements, and no grace period. It is easy to build a good credit history and a good spending habit through this credit card. If you're concerned about your ability to establish good spending habits, or if you want to establish good credit without the hassles of applying for traditional credit cards, the American Express Serve is an excellent choice.